Markets were essentially flat for the month with a year to date return of 6.21% on the S&P 500. For the last 12 months, the market was up a little over 10% at 10.08%. The yield on the ten year US Treasury was 1.58%, down a full 69 basis points for the trailing 12 months.
Oil was in the upper $40’s/bbl while gold was just above $1,300oz.
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